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Santander UK is a major high-street bank offering current accounts, savings, mortgages, credit cards, loans, and business banking. Part of the global Banco Santander group, the UK arm operates over 400 branches and a full digital banking service via app and online banking. Popular products include the 1|2|3 Current Account with cashback on household bills. Santander previously ran a refer-a-friend programme offering Amazon vouchers to both parties, but this ended in 2019. The bank currently focuses on switch bonuses through the Current Account Switch Service rather than peer-to-peer referral incentives.