NatWest is one of the UK's largest retail and commercial banks, part of NatWest Group (formerly Royal Bank of Scotland Group). It offers current accounts, savings, mortgages, loans, credit cards, and business banking to millions of UK customers. In February 2026, NatWest launched a £150 switching incentive for new customers moving to its Reward or Select current accounts. NatWest does not currently operate a standard consumer referral programme, though its Tyl payment service offers merchant referral rewards. The bank runs initiatives including a free Financial Foundations programme and a business accelerator supporting 50,000 members. NatWest is FCA-regulated and deposits are FSCS-protected.
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