Nationwide

Nationwide Building Society is the world's largest building society, founded in 1846 and headquartered in Swindon. It offers current accounts, savings, mortgages, credit cards, insurance, and investments to over 16 million members across the UK. As a mutual, Nationwide is owned by its members rather than shareholders, and shares profits through initiatives like the Fairer Share Payment. In April 2026, Nationwide completed the legal transfer of Virgin Money's Clydesdale Bank business into its operations. Nationwide does not currently run a customer referral programme but periodically offers switching incentives for new current account customers. Deposits are protected by the FSCS up to £85,000.