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Lightyear is a European investment platform offering UK customers commission-free trading in US, UK, and European stocks and ETFs. The platform charges no foreign exchange fees on US stock trades, making it attractive for UK investors buying American shares. Lightyear provides a general investment account and is working toward offering a stocks and shares ISA. The platform is FCA-registered and was named in the Startups 100 list for 2026. Lightyear runs a refer-a-friend programme where both the referrer and the new customer receive a randomly allocated bonus in free shares after the referred person funds their account with a qualifying deposit.